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ADULT PIGGY BANK
If you have a jar, give it a new purpose. Toss spare change into it until it’s full. Give it time, but you’ll end up with hundreds of dollars for a vacation or another prized purchase.
Write down specific goals. Saving $2,000 for a beach vacation is concrete. Set up an account for each goal or for large recurring expenses.
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Give the gift of you
Instead of buying a gift, offer your help instead. You can mow the lawn, baby or pet sit, wash the car, run errands, etc., and it doesn’t cost you anything but your time.
Using your microwave can reduce your cooking energy costs by as much as 80%. Cooking times are shorter and your air conditioner doesn’t have to work as hard during the summer.
Do a closet dive
Do you really need a new wardrobe? Go through everything you’ve got and revive the buried outfits to feel fresh again.
Flip the switch
Turn off lights when you’re not in the house or in the room. Leaving 10 incandescent bulbs on for an hour a day adds about $24 to your annual electric bill.